Like anything, there are a few simple rules around using our website. We've tried to make them easy to understand and straight-forward for you. If you have any questions please call us on 0800 11 55 66.
You agree not to use this website for any purpose that is unlawful or to upload or post any content on the website (or use the website to transmit any communication) which is illegal, obscene, defamatory, threatening, infringing of intellectual property rights, invasive of privacy or otherwise objectionable. You agree not to engage in any conduct that may impair or cause damage to the operation of this website whether by way of a virus, corrupted file or through any other means. Furthermore you agree not to alter, modify, reproduce, transmit or otherwise deal with the content, software, text, graphics, layout or design of this website otherwise than in accordance with section 4.
Our name and logo, and the name and logo of the Scheme, and all trademarks appearing on this website belong to us or our licensors or affiliates. You must not use or reproduce or allow anyone to use or reproduce those trade marks for any reason without our prior written permission in each case.
The materials displayed on, and information available through, this website are protected by copyright and other laws in New Zealand, and under similar laws and international conventions abroad. You acknowledge and agree that all copyright and other intellectual property rights that may subsist in information or materials available through this website including text, illustrations, artwork, photographs, video, music, sounds, layout, designs, computer programs, source code, belong to us or to our licensors (together, ‘our intellectual property’).
Except in accordance with section 4 below, or with our prior written permission, you may not in any form or by any means:
You are permitted to download and print extracts of material or content from this website in the following situations only:
If you give us feedback about this website or our products or services, we may use that feedback for the purpose of improving our website, products, or services (and for any other purpose we deem necessary or desirable), without being obliged to pay you any compensation. If you provide us with ideas as part of your feedback, they will be deemed to be non-confidential and we will not be required to provide any acknowledgement of their source.
This website contains general information only. To the extent that any content, information, or materials available through this website constitute advice, you agree that it is not personalised for your purposes and has been prepared by us without reference to your objectives, financial situation, or needs. Certain content, information, or materials available through this website may contain further disclaimers that relate to that content, information, or material. You should consider the advice in light of the above matters, your individual circumstances and, if applicable, the Scheme’s Product Disclosure Statement and register entry (available at www.business.govt.nz/disclose) before making any investment decision. If you wish to obtain advice that takes account of your particular circumstances, please contact an authorised financial adviser.
You acknowledge that if you rely on this website or any information or materials available through this website, you do so solely at your own risk.
We endeavour to ensure the accuracy of information available through this website and that the content of this website is free from errors. However, we do not give any warranty or other assurance as to the content of material appearing on this website, or its accuracy, operation, quality, functionality, completeness, timeliness or suitability for any particular purpose.
To the maximum extent permitted by law, we provide this website and related information and services on an ‘as is’ basis without any warranties, representations, or guarantees of any kind (whether, express, implied, statutory or otherwise) including, but not limited to, warranties of non-infringement, merchantability, or fitness for a particular purpose.
The views expressed in any third party material available through this website are not necessarily our views and we expressly disclaim all responsibility for any third party material.
To the full extent permissible at law, we (and our affiliates including Forsyth Barr Investment Management Limited and our respective officers, agents and employees) disclaim all responsibility and liability whatsoever for any damages or losses (including, without limitation, financial loss, damages for loss of business opportunity, loss of revenue or profits or other economic losses) whether arising in contract, tort (including negligence) or otherwise from the use of, or inability to use, this website or any information or material available through this website, or from any action or decision taken as a result of using this website or any such information or material.
If the limitation of liability in the previous paragraph is held to be invalid in whole or in part, then our total liability to you for all damages, costs, and expense (other than for any damage, cost and expense that cannot be limited at law) will not exceed the amount of one New Zealand dollar (NZD$1.00).
We and our service providers do not warrant that this website or any associated services will be error free, available without interruption or delay, or free from defects in design. Your use of this website and any associated services may be subject to interruption, unavailability, restriction, or delay. We will not be liable to you should this website or the services supplied through this website become, interrupted, unavailable, restricted, or delayed for any reason.
If you create a hyperlink or hotlink to this website or embed this website in another website, you do so at your own risk. You will be responsible for all losses (whether direct or indirect) that we may suffer as a result of that hyperlink, hotlink, or embedding and you will indemnify us against all claims arising from, or in connection with, that hyperlink, hotlink, or embedding.
This website may provide links to Internet sites maintained by third parties. Such linked sites are not under our control and we are not responsible for their contents (including the accuracy or legality of any linked site or any material contained in a linked site). We are providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by us of the linked site. We will not be liable for any damages or loss arising in any way out of or in connection with or incidental to any information or service provided by any third party.
All information transmitted to you is transmitted at your risk, and you assume all responsibility and risks arising in relation to your use of this website and the Internet. We do not accept responsibility for any interference or damage to your own computer system which may arise in connection with your use of this website or any hyperlink.
Although we endeavour to prevent the introduction of viruses, Trojans, worms, or other malicious code (together, ‘malicious code’) to this website, we do not guarantee that this website, or any data available from it, does not contain malicious code. We will not be liable for any damages or harm attributable to malicious code. You are responsible for ensuring that the process that you employ for accessing this website does not expose your computer system to the risk of interference or damage from malicious code.
This website is controlled and operated by us, from offices within New Zealand. Information and products and services on this website have been prepared in accordance with New Zealand law and may not satisfy the laws of any other country. We make no representations or warranties as to whether or not any information, products or services available from this website are appropriate or available for use in other countries. If you choose to access this website from outside New Zealand you are responsible for compliance with applicable local law.
We offer, via this website, an internet-based service accessed via a user ID and confidential password. You acknowledge that access to a Summer KiwiSaver scheme account (‘online account’) will be available to any person using your username and password. It is therefore your responsibility to keep your username and password secure and confidential. No other person, including your Authorised Financial Adviser, should be given access to your username and password. It is best practice not to write these details down or include them in an email. Protecting your username and password is your responsibility. If you forget this information we will use appropriate procedures to authenticate you and help you to reset your password. We will never ask you to disclose your password.
To register for an online account you will need to have access to the internet. While we endeavour to provide a secure system, you are responsible for your own anti-virus measures and security precautions to prevent unauthorised use of and access to your online account. We are not responsible if you are not able to access your online account due to any virus or for any loss or damage which you may suffer as a result of a virus affecting your computer/s or device/s.
Your online account is available via a hosted website, the relevant services are provided by a third party and we do not guarantee its continued availability online or the continuation of any services provided on it. Access to your online account may be interrupted, restricted or delayed from time to time. We do not accept any responsibility or liability in relation to any loss suffered in these circumstances.
You will notify us in writing if you require access to your online account to be suspended or cancelled at any time. You will remain responsible for any actions on your online account up until the time of suspension or cancellation.
We may suspend or withdraw your online account access at any time without prior notice for any reason (acting reasonably), including if you have breached these terms; we learn of your death, bankruptcy or lack of legal capacity; we are notified by any party of a dispute over either ownership of funds or the operation of your online account; or in our absolute discretion, we consider that there are other reasonable grounds to do so.
If you issue an instruction online, that instruction cannot be cancelled, withdrawn or reversed. You can issue a further instruction to us as required.
We may change these terms at any time without notice, and your continued use of your online account following any such changes indicates your acceptance of those changes. We may at any time add to, modify or withdraw any of the services we provide in respect of your online account.
This information is general in nature and should not be your only source of information. Content has been prepared in good faith, based on information from sources believed to be reliable and accurate, but it has not been independently verified. We do not make any representation or warranty (express or implied) that the information is accurate, complete or current. We exclude and disclaim (to the maximum extent permitted by law) any liability for loss which may be incurred by any person relying upon the information. Nothing contained in this website should be construed as a solicitation to buy or sell any security or other product, or to refrain from doing so, or to engage in any other transaction.
Effective from: 19 September 2016