Privacy policy

In this privacy policy, the terms ‘we’, ‘us’, and ‘our’ refer to Forsyth Barr Limited.  We administer the Summer KiwiSaver scheme (‘Scheme’). We respect the privacy of the users of (our ‘website’). This privacy policy explains how we may collect, store, use, and disclose personal information that you provide to us. By continuing to use this website you consent to our collecting, storing, using, and disclosing your personal information in the manner set out in this privacy policy.  Specific terms and conditions that apply to members of the Scheme will prevail over this website privacy policy (in the event of a conflict).

1. Collection

We may collect personal information from you (including, without limitation, your name, email address, phone number, and postal address) when you use this website, including by using this website to update personal information we hold about you.

You may decide not to provide your personal information to us. However, if you do not provide it, we may not be able to provide you with access to the Scheme or to certain information or services.

2. Use and disclosure

We will not use or disclose your personal information except in accordance with the Privacy Act 2020. We may use your personal information to:

  • provide you with products and services offered by us or our affiliates (including the Scheme) and information on those products and services;
  • provide you with information (including promotional material and news) where you agree to receive such information;
  • improve or update this website and our information and services;
  • communicate with you; and
  • analyse usage of this website.

We will not sell, rent, or lease your personal information to third parties except in accordance with this privacy policy. Your personal information may be made available internally and to our agents or contractors for the above purposes. We will only use or disclose personal information that you have provided to us, or which we have obtained about you:

  • for the above-mentioned purposes; or
  • if you have authorised us to do so; or
  • if we have given you notification of the intended use or disclosure and you have not objected to that use or disclosure; or
  • if we believe that the use or disclosure is reasonably necessary to assist a law enforcement agency or an agency responsible for national security in the performance of their functions; or
  • if we believe that the use or disclosure is reasonably necessary to enforce any legal rights we may have, or is reasonably necessary to protect the rights, property and safety of us, our customers, or others; or
  • if we are required or permitted by law to disclose such information.

3. Cookies/Automated tools

When you visit this website, we may use automated tools and methods (such as cookies which are a small text file placed on your hard drive by our web page server, and sessions) to collect certain information about your visit, including (without limitation):

  • the internet protocol address and domain name used by your computer to connect to the internet;
  • the operating system and the browser your computer uses, and any search engine or inbound hyperlink used to reach this website;
  • the date, time, and duration of your visit; and
  • the pages viewed by you.

This information will be used in aggregate form to analyse how this website is being used (for example to analyse usage patterns in order to improve this website). Except as set out in this privacy policy, we will not disclose any such information except in aggregate form. You can adjust settings for cookies on your browser.

We may gather more extensive information if we are concerned, for example, about abnormal website usage patterns or website security breaches.

We may also use cookies in order to present advertising and other content that is relevant. We may do this by allowing a third party (for example, Google) to access the information we collect about your visit to our website. For example, we may use third party cookies in order for Google to present advertising to previous visitors to our site on websites elsewhere on the web, as well as to track online activity and browsing habits (including pages visited and links followed). This allows us to inform, optimise and serve ads that are more relevant to a viewer’s interests. No personally identifying data is collected or used for this advertising.

You can opt-out of Google’s use of cookies by visiting Google’s Ads Settings, or can opt-out of third-party advertising cookies by visiting the Network Advertising Initiative opt-out page.

4. Google Analytics

We use Google Analytics to analyse the use of our website which helps us make informed decisions when applying new features to our website, improving the usability of our website, or when placing ads online. In addition to data collected through a standard Google Analytics implementation, we may also use Google Display Network Impression reporting and Google Analytics Demographics and Interest Reporting. We do this via Google Analytics cookies and other first-party identifiers, and third-party cookies (such as DoubleClick cookies) or other third-party identifiers together. Further information about how Google Analytics collects and processes data can be found here.

You are able to opt out of the Google Analytics advertising features we use through Google Ad Settings. In addition, you can use Google Analytics’ opt outs.

5. Storage and security

Personal information collected on this website is collected and stored by us (or our agents). We will take reasonable steps (including implementing physical and electronic security measures) to protect personal information that is held by us from unauthorised access, use, disclosure, alteration, or destruction.

Communications over the internet are not secure unless they have been encrypted. Where confidential information is included in information you submit to us via forms on our website, we will use encryption to ensure that the information is secure, but we cannot accept responsibility for unauthorised access or loss of personal information where we have no control over an internet communication. .

6. Third-party websites

This website may contain hyperlinks to websites operated by third parties. We are not responsible for the content of such websites, or the manner in which those websites collect, store, use, and distribute any personal information you provide. When you visit third party websites from hyperlinks displayed on this website, we encourage you to review the privacy statements of those websites so that you can understand how the personal information you provide may be collected, stored, used and disclosed.

7. Right to access and correct

You may request access to, or correction of, any personal information we hold about you by emailing our privacy officer at, or logging in and updating your profile. To ensure that the personal information we hold about you is accurate and current, please notify us of any changes to such personal information as soon as possible.  You can get in touch with us via any of the methods detailed on the Contact us page.

8. Changes to our privacy policy

We reserve the right, at our discretion, to alter this privacy policy at any time. Changes to this privacy policy will take effect immediately once they are published on this website. Please check this privacy policy regularly for modifications and updates. If you continue to use this website, or if you provide any personal information after we post changes to this privacy policy, this will indicate your acceptance of any such changes.

9. Further information about privacy

The Office of the Privacy Commissioner ( provides further details of privacy laws and how they protect personal information in New Zealand.


Effective from: 1 December 2020